:root{--navy:#0B2454;--blue:#2FA8E8;--blue-d:#1279B8;--kraft:#C8975A;--kraft-l:#F3E7D6;--paper:#F5F7FB;--ink:#16213A;--mute:#5B6680;--line:#DCE2EE;--white:#fff;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:400 17px/1.65 "Instrument Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}a{color:var(--blue-d)}a:hover{color:var(--navy)}
h1,h2,h3{font-family:"Bricolage Grotesque","Instrument Sans",system-ui,sans-serif;color:var(--navy);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.25rem);font-weight:800}h2{font-size:clamp(1.45rem,2.6vw,2rem);font-weight:700;margin-top:1.6em}h3{font-size:1.2rem;font-weight:700;margin-top:1.4em}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.topbar{background:var(--navy);color:#cfd9ee;font-size:.85rem}.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}.topbar a{color:#fff;text-decoration:none;margin-left:18px}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.hdr .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px}
.logo{display:flex;align-items:center;gap:9px;text-decoration:none;font:800 1.5rem "Bricolage Grotesque",sans-serif;color:var(--navy);letter-spacing:-.02em}.logo b{color:var(--blue)}.logo.inv{color:#fff}
#nav{display:flex;align-items:center;gap:26px}#nav a{text-decoration:none;color:var(--ink);font-weight:500}#nav a:hover{color:var(--blue-d)}
.burger{display:none;background:none;border:0;padding:10px;cursor:pointer}.burger i{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:600;padding:13px 24px;border-radius:999px;border:2px solid var(--navy);cursor:pointer;font-size:1rem;font-family:inherit}
.btn:hover{background:var(--blue-d);border-color:var(--blue-d)}.btn.sm{padding:9px 18px}.btn.ghost{background:transparent;color:var(--navy)!important}.btn.ghost:hover{background:var(--navy);color:#fff!important}.btn.light{background:#fff;color:var(--navy)!important;border-color:#fff}
.lead{font-size:1.15rem;color:var(--mute);max-width:62ch}.meta{font-size:.85rem;color:var(--mute)}
.hero{background:linear-gradient(180deg,var(--paper),#fff)}.hero .wrap{display:grid;grid-template-columns:1fr 1.15fr;gap:44px;align-items:center;padding-top:56px;padding-bottom:56px}
.hfig{margin:0;border-radius:22px;overflow:hidden;box-shadow:0 24px 60px -28px rgba(11,36,84,.55);border:1px solid var(--line)}
.facts{display:flex;gap:34px;margin:28px 0 0;flex-wrap:wrap}.facts dt{font:800 2rem "Bricolage Grotesque",sans-serif;color:var(--navy)}.facts dd{margin:0;color:var(--mute);font-size:.9rem}
section{padding:54px 0}.band{background:var(--paper)}section h2:first-child,.band h2{margin-top:0}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:18px;margin:22px 0}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink);font-weight:600;line-height:1.3}
.card img{aspect-ratio:1;object-fit:cover;background:#fff;border-bottom:1px solid var(--line)}.card span,.card small{padding:12px 14px 0}.card>:last-child{padding-bottom:14px}.card small,.card .meta{font-weight:400;color:var(--mute);font-size:.82rem}
.card:hover{border-color:var(--blue);box-shadow:0 10px 24px -16px rgba(11,36,84,.5)}.card.cat span{font-family:"Bricolage Grotesque",sans-serif;color:var(--navy);font-size:1.05rem}
.steps{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}.steps li{counter-increment:s;border-top:4px solid var(--kraft);background:var(--kraft-l);padding:20px;border-radius:0 0 var(--r) var(--r)}.steps li::before{content:counter(s);font:800 2rem "Bricolage Grotesque",sans-serif;color:var(--navy)}.steps h3{margin:.2em 0 .3em}.steps p{margin:0;font-size:.95rem}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;align-items:start}.side{position:sticky;top:90px;display:grid;gap:16px}
.box{border:1px solid var(--line);border-radius:var(--r);padding:20px;background:var(--paper)}.box h2{font-size:1.1rem;margin:0 0 .6em}.box ul{margin:0;padding-left:18px}.box li{margin:.35em 0}.box.inline{margin:2em 0}
address{font-style:normal}
.prose{max-width:74ch}.prose p,.prose li{font-size:1.05rem}.prose ul,.prose ol{padding-left:22px}.prose li{margin:.5em 0}.mat{list-style:none;padding:0!important}.mat li{padding:12px 16px;border-left:4px solid var(--blue);background:var(--paper);border-radius:0 10px 10px 0}
.tw{overflow-x:auto;margin:1.2em 0}table{border-collapse:collapse;width:100%;min-width:480px;font-size:.98rem}th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line)}th{background:var(--navy);color:#fff;font-weight:600}tbody tr:nth-child(even){background:var(--paper)}
.faq details{border:1px solid var(--line);border-radius:12px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;font-weight:600;padding:14px 18px;color:var(--navy)}.faq p{margin:0;padding:0 18px 16px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:22px 0;font-size:.88rem;color:var(--mute)}.crumbs li+li::before{content:"/";margin-right:6px;color:var(--line)}.crumbs a{color:var(--mute)}
.phead{display:grid;grid-template-columns:minmax(0,420px) 1fr;gap:40px;align-items:center;margin-bottom:40px}.pimg{border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}
.ticks{list-style:none;padding:0;margin:18px 0 24px}.ticks li{padding-left:28px;position:relative;margin:.45em 0}.ticks li::before{content:"";position:absolute;left:2px;top:.45em;width:14px;height:8px;border-left:3px solid var(--blue);border-bottom:3px solid var(--blue);transform:rotate(-45deg)}
.chead{display:grid;grid-template-columns:1fr 340px;gap:40px;align-items:center;margin-bottom:26px}.chead img{border:1px solid var(--line);border-radius:20px}.chead p{max-width:70ch}
.cta{display:flex;justify-content:space-between;align-items:center;gap:22px;flex-wrap:wrap;background:var(--navy);color:#dbe4f6;border-radius:20px;padding:28px 32px;margin:40px 0}.cta h2{color:#fff;margin:0 0 .2em;font-size:1.5rem}.cta p{margin:0}
.post .meta{display:flex;gap:14px}figure{margin:1.6em 0}figure img{border-radius:var(--r);border:1px solid var(--line);max-width:420px;width:100%}.hero-fig img{max-width:100%;aspect-ratio:16/9;object-fit:contain;background:var(--paper)}figcaption{font-size:.85rem;color:var(--mute);margin-top:6px}
.pager{display:flex;flex-wrap:wrap;gap:6px;margin:26px 0}.pager a,.pager span{padding:7px 13px;border:1px solid var(--line);border-radius:8px;text-decoration:none}.pager span{background:var(--navy);color:#fff;border-color:var(--navy)}
.filter{width:100%;max-width:520px;padding:13px 16px;font:inherit;border:2px solid var(--line);border-radius:12px}.pcats{columns:3 280px;column-gap:32px;margin-top:18px}.pcat{break-inside:avoid;margin-bottom:26px}.pcat h2{font-size:1.15rem;margin:0 0 .4em}.pcat h2 a{color:var(--navy)}.pcat ul{list-style:none;padding:0;margin:0}.pcat li{margin:.25em 0;font-size:.95rem}[hidden]{display:none!important}
.qform{display:grid;gap:16px;margin:24px 0}.fr{display:grid;grid-template-columns:1fr 1fr;gap:16px}.qform label{display:grid;gap:6px;font-weight:600;font-size:.92rem}.qform input,.qform select,.qform textarea{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;width:100%}.qform .btn{justify-self:start}
.ftr{background:var(--navy);color:#c4cfe6;padding:54px 0 22px;margin-top:40px;font-size:.93rem}.ftr a{color:#e6ecf8;text-decoration:none}.ftr a:hover{color:var(--blue)}.ftr h2{color:#fff;font-size:1rem;margin:0 0 .8em}.ftr ul{list-style:none;padding:0;margin:0}.ftr li{margin:.35em 0}.fgrid{display:grid;grid-template-columns:1.1fr 2fr .8fr;gap:44px}.fcats ul{columns:2;column-gap:24px}.copy{border-top:1px solid rgba(255,255,255,.15);margin-top:34px;padding-top:18px;font-size:.85rem}
@media(max-width:900px){.hero .wrap,.cols,.phead,.chead,.fgrid{grid-template-columns:1fr}.side{position:static}.steps{grid-template-columns:1fr 1fr}.chead img{max-width:300px}.burger{display:block}#nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:18px 20px;border-bottom:1px solid var(--line);gap:16px}#nav.open{display:flex}.hero .wrap{padding-top:34px}}
@media(max-width:560px){body{font-size:16px}.steps,.fr{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr);gap:12px}.fcats ul{columns:1}.topbar span:first-child{display:none}.topbar a:first-child{margin-left:0}.cta{padding:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.hfig img{max-width:100%;width:100%;border:0;border-radius:0}.hero-fig img{max-width:100%}